Check your bank statement/Credit card details stolen

[Malc]

We won't shout Cudders, somebody has to work for the banks.

[Pengi]

Don't panic.. Any transaction using a credit card is protected. If it's fraud you don't pay..

This even works if you want to stop a continous debit agreement.

Don't shout, I work for a bank.. 

Cudders

So are these 'protect all of your cards' insurance policies that companies try and sell not necessary?

[EtchedPixels]

A lot of them are less than useful.

That said while the banks have legal obligations the previous government also took the job of enforcing a lot of these regulations against the banks from the police and gave it to the banks so the legal situation is a mess, and whether people get paid back is arbitrary and capricious to say the least. If the bank claims its your fault and you try and report it as a crime to the police they'll tell you to talk to the bank as its no longer their remit. Pathetic really.

The last big study I saw into it found that if you are white, well off and male you'll get paid back promptly and efficiently, Being female, black or on benefits  dramatically reduced your chances.

Alan

[moogle]

A lot of them are less than useful.

That said while the banks have legal obligations the previous government also took the job of enforcing a lot of these regulations against the banks from the police and gave it to the banks so the legal situation is a mess, and whether people get paid back is arbitrary and capricious to say the least. If the bank claims its your fault and you try and report it as a crime to the police they'll tell you to talk to the bank as its no longer their remit. Pathetic really.

The last big study I saw into it found that if you are white, well off and male you'll get paid back promptly and efficiently, Being female, black or on benefits  dramatically reduced your chances.

Alan

I'm surprised that they've not added 'if you didn't go to Eton, Oxford or the other place (Cambridge)' to that.
Either way that study counts out a sizable chunk of the UK population.