Common sense has always been misnamed

"Common sense gone out the window"

I was saying exactly the same thing about our health system here the other day. So much these days is just plain dumb.

Or I'm just old and cranky. (Probably true as well)

Quote from: icairns on February 05, 2026, 04:48:15 PMWell, less than a week after my original post, there is another decision to be made. 

EFE has announced that they are going to produce a RTR Baby Deltic. 



Ian

I cannot understand why this model of a very limited Class and limited geographical range has been made. To me it is really crazy when a larger Class like the 21/29 with larger numbers and geographical presence is simply ignored.

Am I missing something?

Deltics yes but Baby Deltics... really?

GE

I had an almost identical situation with a close relative for whom I had POA.
This was Lloyds Bank who also insisted that the only way around this was to attend in person (both of us).

My relative was housebound and deaf.

In the end I arranged a specialist ambulance service to transport the relative at a cost of £95 to his nearest bank.

Everything was sorted but remember, my relative was deaf.

He had to "listen" to three videos about opening an account.
Standard practise I was told.
I pointed out that he couldn't hear a thing but the bank official simply said that nevertheless he can watch.
As long as my relative had been "shown" the video the bank official could tick the relative box on his computer and all was good.

So....we watched and opened the account. A complete waste of time.

I presented a bill to Lloyds for the £95 taxi cost and £50 towards my time.

To my surprise I got the £145 back, no questions asked, plus £150 from the bank for inconvenience.
No apology or remorse from the bank however.

It's absolute madness. Common sense has gone out of the window.

Well, less than a week after my original post, there is another decision to be made. 

EFE has announced that they are going to produce a RTR Baby Deltic. 


Not only that, one of the models they are going to produce is D5907 in BR green with no yellow warning panels.  Just like my D5907 in BR green with no yellow warning panels! 


My model is a Silver Fox resin body on a GF Class 33 chassis (China made). 

Fortunately, this is an easy decision for me.  I will not be upgrading to an EFE model as the prototypes were not indigenous to the north-east of England where my layout is supposedly situated.  I already have one based on Rule 1 and I could not justify another. 

So, why do I even have one?  Well, one of my main interests is making kits and 3D prints and just generally fiddling around with locos and rolling stock.  Back in the day, I thought a Baby Deltic was an interesting loco and, at that time, there was no RTR model on the horizon so I took the opportunity to construct one. 

Using a GF chassis has resulted in a model that is much more reliable that the prototypes ever were! 

Ian

@thebrighton - I deeply sympathise with you on the state of UK banking. Being lucky enough to live in a country where the banking system has not changed much over the years, I find myself incredibly frustrated when I am back and helping my mother deal with the so-called "improvements".

As my Dad would have put it - a bunch of Weary Bankers!

Its all rather tiresome. Each step they make backwards I think that the reduction in service cannot get any worse - but then they go and do it again.... and again. It all used to be so much simpler...

I could rant about it for hours...

I interviewed the owner and founder of the site yesterday soon after the closer.  Here is the reasons he has given

Quote from: emjaybee on February 05, 2026, 02:35:53 PMYou're all odd.

There, someone had to say it.

 

On the other hand, it takes one to know one 

You're all odd.

There, someone had to say it.

 

Barclays again! Following my fathers passing and removal from the joint account with my mum the solicitor recommended I get myself added to mums account as it would make paying ongoing bills etc after she passes easier. I already have a POA on the account but that would cease upon her death.

Simple I thought, I worked for LLoyds for far too many years so know how these things work or at least I thought I did!

Bearing in mind they already know who I am (POA) the only way to do it is to visit a branch with my mum. Sorry, can't do that, that's why I have a POA, she is housebound and has dementia. Then we cannot help but you could go online and open a new joint account. Hold on, I can open a new account for both of us online but to add me to mums account we both have to come in and are you saying the only reason you can't add me is because mum has a disability that prevents her from visiting the branch?

No, not because of her disability but because she can't come in. Sounds like it's because of her disability to me and you can't do that.

Anyhow I gave up with their "help" desk and raised a complaint although this did mean negotiating their call centre again. It got even more exciting as because I have a POA over mum I can't even open a new account with them online as technically the POA means I'm both parties to the joint account.

So, if I hadn't registered the POA with you and somehow got mum into a branch you'd just do it even though she has dementia and wouldn't know what she was doing? Erm, yes, I suppose we would have.

Suffice it to say this complaint has been escalated even further.