At 9am this morning, I made what was, for me, a large electronic transfer from my savings account to the garage from where I am buying the new car. Within seven minutes my 'phone rang and it was the Fraud Department at the Bank confirming that the payment was genuine. I have since had a SMS telling me about the transfer. Can not fault that sort of response.
Sometimes they are good, but I had them suspend my bank card while I was working in Oslo, Norway. The reason they gave was that I had purchased some airline tickets to another part of Norway. Apparently that is one way the thieves make money..buy tickets and resell them for cash. I had a real game getting them to unlock it.